{"id":2855,"date":"2025-11-26T05:00:36","date_gmt":"2025-11-26T06:00:36","guid":{"rendered":"https:\/\/stevenhassan.org\/?p=2855"},"modified":"2025-11-28T10:07:57","modified_gmt":"2025-11-28T10:07:57","slug":"viewpoint-why-predictable-performance-earns-banks-better-do-rates","status":"publish","type":"post","link":"https:\/\/stevenhassan.org\/index.php\/2025\/11\/26\/viewpoint-why-predictable-performance-earns-banks-better-do-rates\/","title":{"rendered":"Viewpoint: Why Predictable Performance Earns Banks Better D&amp;O Rates"},"content":{"rendered":"<p>In the insurance world, uncertainty is expensive. For community banks seeking Directors and Officers liability coverage, that uncertainty has traditionally translated into premiums that fail to fairly distinguish between well-governed institutions and their less disciplined peers. But a technological revolution \u2026<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the insurance world, uncertainty is expensive. For community banks seeking Directors and Officers liability coverage, that uncertainty has traditionally translated into premiums that fail to fairly distinguish between well-governed institutions and their less disciplined peers. But a technological revolution \u2026<\/p>\n","protected":false},"author":1,"featured_media":2635,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-2855","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-east"],"_links":{"self":[{"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/posts\/2855","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/comments?post=2855"}],"version-history":[{"count":1,"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/posts\/2855\/revisions"}],"predecessor-version":[{"id":2856,"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/posts\/2855\/revisions\/2856"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/media\/2635"}],"wp:attachment":[{"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/media?parent=2855"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/categories?post=2855"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stevenhassan.org\/index.php\/wp-json\/wp\/v2\/tags?post=2855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}